Get cash for your problems
Debt Purchasing Experts
Our expertise allows us to assess, value, and purchase debt efficiently while ensuring fair and transparent transactions. We understand the complexities involved in debt portfolios and leverage our experience to streamline the process, from initial contact to payment completion. Our focus on collaborative pricing and meticulous documentation ensures that lien holders feel confident and secure throughout the transaction. By partnering with ARS Capital, clients gain access to a trusted team committed to optimizing their returns and simplifying the debt-selling experience.
Different debt we buy
Involuntary Liens
Involuntary Liens
Involuntary Liens
An involuntary lien is a legal claim placed on a debtor's property without their consent, usually as a result of unpaid debts or legal judgments. Common examples include tax liens, mechanic’s liens, and judgment liens, where a creditor or government entity secures an interest in the debtor’s property to enforce payment. If the debt remains unpaid, the lienholder may have the right to seize or force the sale of the property to satisfy the obligation.
Voluntary Liens
Involuntary Liens
Involuntary Liens
A voluntary lien is a legal claim or encumbrance placed on a debtor's property with their consent, typically to secure a loan or obligation. Common examples include mortgages and car loans, where the borrower voluntarily grants the lender a lien on the property as collateral. If the borrower defaults, the lender has the right to seize the asset to recover the owed amount.
judgments
Consent
An agreement between parties that is sanctioned by the court.
Summary
Issued when the court determines there is no need for a trial because the facts are undisputed.
Judgment on the Pleadings
Based on the written submissions of both parties without a trial.
Monetary
A judgment that orders the payment of a sum of money (e.g., for breach of contract).
Declaratory
Establishes the rights of the parties without ordering any specific action or awarding damages.
Equitable
Orders a party to act or refrain from specific actions (e.g., injunctions).
Deficiency Judgment
Often related to foreclosure, where the sale of collateral does not cover the outstanding debt, and the borrower is held responsible for the shortfall.
Contract
Arises from a breach of contract and may involve compensation for damages.
Judgment Lien
A claim against property as security for a debt owed under a judgment.
The process
We Contacted You
Get funds paid to your account
Collaborate a Purchase Price
ARS Capital initiates contact with lien holders who possess uncollected debt. This first step is crucial to open a conversation about potential debt purchase opportunities. Our outreach aims to establish trust, introduce ARS Capital’s services, and provide clarity on how the process can benefit the lien holder.
Collaborate a Purchase Price
Get funds paid to your account
Collaborate a Purchase Price
Instead of a hard negotiation, ARS Capital works collaboratively with the lien holder to agree on a fair purchase price. This step involves a thorough review of the debt’s details, such as its age, the likelihood of collection, and other influencing factors. The goal is to create a transparent, mutually beneficial arrangement where both parties are satisfied with the terms.
Document Completion
Get funds paid to your account
Get funds paid to your account
Once a price is agreed upon, ARS Capital assists with finalizing the necessary paperwork to ensure a smooth transfer of the debt. This step includes preparing and reviewing all relevant documentation to protect both parties and ensure legal compliance. Our team works closely with lien holders to make this phase straightforward and efficient.
Get funds paid to your account
Get funds paid to your account
Get funds paid to your account
After the documentation is complete and the debt transfer is confirmed, ARS Capital promptly processes the payment. Funds are transferred directly to the lien holder’s designated account, ensuring a secure and timely transaction. This step finalizes the process, delivering the promised financial return to the lien holder.
collaborate with ARS
Judgments go Uncollected for Years
We understand that holding onto unpaid judgments and debts can feel like a burden with no value. Through our streamlined purchasing process, we transform these assets into liquid funds, relieving lien holders of the complexities and time-consuming efforts of collection. Our professional team navigates the legal requirements and ensures every step meets industry standards, giving you peace of mind as we maximize the potential of your uncollected debt. With ARS Capital, what once seemed like financial “trash” becomes a valuable asset.